LIC Surrender Value & Maturity Value Calculator
Two calculators in one — your policy's surrender value if you exit early, and its maturity value if you continue to the end.
Bima Shree 748/848 · New Jeevan Anand 815/715 · Jeevan Lakshya 833/733 · New Endowment 714 · Jeevan Tarun 934 · Amritbaal 774 · New Jeevan Sathi 888/889 · Jeevan Akshay VII 857 · Jeevan Shanti 850 — factors from LIC circulars
View GSV factor tables for the selected plan
Computes the Guaranteed Surrender Value (GSV) from LIC circular factor tables and, where the circular provides factors, the Special Surrender Value (SSV). LIC pays the higher of GSV and SSV. Actual payout is determined by LIC at surrender (loyalty additions, exact premium splits, mode/date adjustments, loans, taxes may change it). Premiums must exclude GST, rider and extra premiums. Annuity SSV factors (857/850) are valid 01.05.2026–30.04.2027.