LIC Surrender Value Calculator LIC Paid Up / SSV Calculator Date of Commencement (DOC) First Unpaid Premium (FUP) Sum Assured (₹) Policy Term (Years) Premium Paying Term (PPT) Annual Bonus Rate (per ₹1000) SSV Factor GSV Factor Calculate Completed Duration: Paid Up Value: ₹ Accrued Bonus: ₹ Guaranteed Surrender Value: ₹ Special Surrender Value: ₹ Approximate LIC calculation using reconstructed surrender tables.