Insurance News — October 2026: IRDAI’s New Rules, Unclaimed Money & Bima Sugam
October is when the big 2026 insurance law stopped being a headline and started becoming actual rules. IRDAI — the
Insurance News
Investment Planning
LIC Jeevan Umang (745) Review: How the “8% Income for Life” Really Works (2026)
LIC Jeevan Umang promises 8% income for life. Here is what that 8% is actually calculated on, the real return (IRR), who it suits, and honest alternatives.
Insurance Guides
How LIC Surrender Value Is Calculated: GSV, SSV & a Worked Example (2026)
The real formula behind your LIC surrender value — Guaranteed and Special Surrender Value explained in plain English, with a worked example and a free calculator.
Insurance News
Insurance Roundup — September 2026: GST-Free Cover, the LIC Stake Sale & a Global Shift
The numbers that actually matter this month — plain language, no jargon, no sales pitch. Mostly India, plus a look
Investment Planning
How to Split Your Money: Insurance, FD, Gold, Equity and Property
Insurance is only one piece of your money. The bigger question is how to divide your savings across everything else
Insurance Guides
LIC vs Private Insurers: What Claim-Ratio Numbers Don’t Tell You
Open any insurance-comparison website and you will see private insurers boasting a 99% “claim settlement ratio” against LIC’s roughly 98%.
Insurance Guides
New LIC Plans 2025-26: The Full List and What Each Is For
Following the IRDAI product regulations that took effect in October 2024, LIC withdrew its entire older line-up and re-launched revised
Insurance Guides
How LIC Bonus and Guaranteed Additions Actually Work
When you read an LIC maturity illustration, two words decide how much you actually get: bonus and guaranteed additions. They
Investment Planning
Best LIC Plan for a Child’s Education?
Every parent wants a plan that guarantees money will be there when a child needs it for college. LIC markets
Tax Planning
LIC Tax Benefits Under the New Regime (2026): The Honest Truth
For years, “save tax under Section 80C” was the number-one reason agents sold LIC policies. In 2026 that pitch is