All our free LIC policy tools in one place — built on official LIC factor tables and the latest declared bonus rates (valuation 31-03-2026).
LIC Surrender Value Calculator
Exact GSV & SSV from official LIC factor tables for 14 plans, with OCR auto-fill from your policy documents.
LIC Maturity Calculator
Projected maturity value: guaranteed benefits + bonus at current declared rates + FAB.
LIC Loan Calculator
How much loan you can take against your policy and what interest you will pay.
LIC Revival Calculator
Cost of reviving a lapsed policy: arrears of premium plus interest.
LIC Plan Recommendation
Compare projected maturity across New Endowment, New Jeevan Anand, Jeevan Lakshya and Bima Shree using current declared bonus rates — see if a traditional plan fits alongside your term cover.
LIC Premium Calculator
Coming soon — premium rates for popular LIC plans by age and term.